Getting Money: What Lenders and Investors Want

Join us for Getting Money: What Lenders and Investors Want, part of our Financial Foundations accounting expert series. This seminar is presented by Hawkins & Co. and Chartered Professional Accountants of Canada. Find out what financial and nonfinancial information is used to evaluate a loan request and the steps to prepare for a presentation to lenders.

Learning objectives for participants:

• Understand how a bank or investor will evaluate your business
• Learn the steps necessary to get financial statements and business plans in order for presentation to lenders and investors

Outline:

• Why will I need additional financing and capital?
• What are the typical sources for financing?
• What are the advantages and disadvantages of them?
• How are lenders and investors different?
• Why do I need a business plan and how do I create one?
• What are leverage ratios and how should I use them?
• How do leverage ratios vary between business types?
• How do lenders look at my business?

Presenters: Hawkins & Co.

Jules Hawkins: A transplant from the UK, this Cambridge-educated double-CPA, CA (UK and Ontario) is creating waves in Essex County and beyond. Jules has 15 years of big firm experience in the UK and Toronto, and 10 more years with smaller firms in Windsor. With many other connections in our community (sessional instructor at Odette Business School at the University of Windsor; professional volunteer at the Small Business Centre, and a local Rotarian), Jules has the perfect background to support Windsor–Essex business owners.

Although Jules has worked with businesses of all sizes – from new start-ups to multinational corporations – he particularly enjoys working with small fast-growing companies, owner-managed businesses and non-profit organizations. He stays on top of his professional game by teaching courses and acting as an accredited Practice Inspector for CPA Ontario.

Allison Hawkins: Fifty percent super accountant, 50% design maven, Allison is the woman behind the Hawkins & Co brand and the talent that make up this firm’s winning profile. With solid experience at PWC, Prudential Life and Pensions UK, Ernst and Young, (UK and Toronto) and Direct Energy, she has built business models to help clients obtain financing, as well as reviewed business processes across a wide range of companies.

Since 2007, she has focused on start-ups and owner managed businesses across Canada, helping them develop and finance their business plans, and set up their accounting and POS systems.

Margaret Deneau: Margaret has been with Hawkins & Co. since early 2016. She received her Post Graduate Certificate in Accounting from the Odette School of Business in 2017 and is currently enrolled in the CPA program, working towards a Chartered Professional Accountant designation.

Prior to joining the Hawkins & Co. team, Margaret was a client of Allison and Jules. She owned a local small business and was the winner in 2013 and finalist in 2012 of a Business Excellence Award from the Windsor-Essex Regional Chamber of Commerce.

Margaret also has a Bachelor of Music degree and worked for many years as a professional pianist. Music, the arts, and travel are an integral part of her life, and she spends most of her spare time going on adventures with her children.